We work for our client, not a commission:
What it means to be Fee Only:
Fee-Only financial advisors are compensated solely by the client - typically through a combination of hourly, financial planning and asset management fees. SC Financial Services, Inc. was founded in 2003 with the goal of providing impartial financial advice and building long-term mutually satisfying relationships. There is no conflict of interest; no commissions and no “product” sales pitch.
From the client’s view, the advantages of the Fee-Only model mean there is no incentive to generate commissions through the unnecessary buying and/or selling of securities (churning); or to convert non-cash assets such as real estate and collectibles to cash and securities so that the advisor can generate commission income. Fee-Only allows us to focus on providing ongoing professional advice, timely information about accounts and updates on the world’s financial markets as objectives or the economic climate changes.
We look at the entire client, holistically:
We need to understand our client's motivations and goals in order to be an effective resource for financial matters. It is important to have resources to achieve the goals, yet these resources are the tool. We serve the client and their goals, while maximizing the effectiveness of their resources through proper risk, cost and tax management.
We are bonafide Wealth Managers:
Many financial professionals represent that they are Wealth Managers, when in fact that cannot appropriately act in this capacity due to the restrictions of their company, size of their client base or depth of their experience. Wealth management is sensible, disciplined investment management combined with on-going comprehensive financial planning. We make it a point to keep up to date with your family as well as your personal balance sheet to ensure you meet your short-term goals and are positioned for long-term success.
At SC Financial Services you work with a team of professional advisors who have advanced degrees, business experience and an open architecture from which to provide comprehensive and innovative solutions to our clients. We have more than three decades of financial experience, ranging from comprehensive financial and investment planning to expertise in real estate and business transition.